Find Your Ideal Mortgage Solution & Ease Your Stress
Expert Mortgage Finance Assistance Tailored to Your Unique Needs
Are you feeling overwhelmed with the thought of applying for a mortgage?
At Whimsters Mortgages, we understand the various areas of mortgage stress that you might be faced with:
Do any of these apply to you?
Many Solutions to choose from:
- Bespoke mortgages to help your son/daughter purchase their first home
- Mortgages into retirement, capitalised interest for borrowers aged 50+ perfect for refinancing interest only mortgage at term
- Buy-to-let mortgages, refinancing buy-to-let mortgages, refinancing a portfolio, finance on divorce
- Mortgages for individuals with CCJs & defaults
- Extensive range of mortgages to fit any scenario, first time buyer, self employed, company director/shareholder, complex or variable income sources
The good news is that each of these scenarios has a mortgage. With the right professional advice and support, you can obtain that mortgage.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE MORTGAGE PAYMENTS
NOT ALL BUY TO LET MORTGAGES ARE REGULATED
Lenders Criteria:
- Mortgages are loans secured on property. The difference between one and another is criteria.
- That is the particular attributes of the borrower such as income & source of income, salary, dividends, multiple employments, employed or self employed, age, size of loan, credit history and so on.
- Lenders have criteria that applies to the property, such as location, construction materials, floor in case of a block of flats, EPC rating in the case of a B2L.
- Our experts are familiar with the criteria of all lenders and expert and finding the centre of the overlapping circles where all the criteria overlap. That is where we find the mortgage that fits.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE MORTGAGE PAYMENTS
NOT ALL BUY TO LET MORTGAGES ARE REGULATED
Our process is simple:
- Discuss your financial needs so we understand your circumstances.
- Identify the specific criteria applicable to your case.
- Research the market to create a shortlist of options tailored to you.
- Apply for a Decision in Principle on your behalf.
- Complete a full mortgage application for you.
- Deliver a mortgage offer from your selected lender.
Your ideal mortgage solution is just a click away. Let us guide you through the process and alleviate your mortgage-related worries. Contact us today to get started on finding the perfect mortgage for you.
Remember, your dream home is waiting.
Whimsters Mortgages Ltd is registered at Companies House No: 4184767 and with the Data Protection Act 1998 No: ZA535878 and is authorised and regulated by the Financial Conduct Authority under FRN: 1013315 as an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under FRN: 786245 and registered with the Data Protection Act 1998 No: ZA178200.