Realise Your Child's Dream of Home ownership

Empower Their Journey with Your Support and Our Expertise

Are you excited about helping your child take their first step towards owning a home?

At Whimsters Mortgages we understand the significance of this moment, and we’re here to guide you through every detail of this important decision.

As a parent, you want to provide the best for your child.
However, navigating the complexities of the housing market
and mortgages can be overwhelming.

That's where our expertise comes in.

Dreams into Reality

At Whimsters Mortgages, we specialise in transforming dreams into reality. Our seasoned professionals are well-versed in the nuances of assisting parents and children in securing their first home together.

There are more ways than you think to help

Joint Borrower, Sole Proprietor:

Boost your child’s affordability by joining them as a joint borrower. Your child pays the mortgage, while you provide crucial support to satisfy the affordability test. We’ll ensure you both understand the responsibilities and the benefits of this approach.

Security Through Your Home:

If your child has the income but lacks a deposit, you can offer additional security by placing a charge on your property. This approach enables your child to secure a mortgage without a deposit, while you provide security for a temporary period.

Guarantee Through Savings:

If placing a charge on your home doesn’t align with your preferences, you can deposit a percentage of the purchase price in a savings account as security for a limited period. This option offers peace of mind without impacting your property.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE MORTGAGE PAYMENTS

NOT ALL BUY TO LET MORTGAGES ARE REGULATED

At Whimsters, we understand the significance of this moment, and we’re here to guide you through every detail of this important decision.

Are you excited about helping your child take their first step towards owning a home?

Whimsters Mortgages Ltd is registered at Companies House (4184767) and under the Data Protection Act 1998 (ZA535878) and is authorised and regulated by the Financial Conduct Authority (1013315) as an Appointed Representative of TMG Direct Ltd which is authorised and regulated by the Financial Conduct Authority (786245) and registered under the Data Protection Act 1998 No: ZA178200.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.